Job Description

Why is This a Great Opportunity?

This role offers the chance to build your career in commercial credit analysis while gaining exposure to diverse industries. You’ll work closely with experienced loan officers and senior management, receive ongoing professional development through industry training, and have opportunities to grow into advanced banking and lending roles.


Job Description:

The Credit Analyst will support the commercial lending team by evaluating the financial strength and risks associated with clients across various industries. Key responsibilities include:

• Input and analyze personal and business financial data from tax returns, financial statements, and budgets.
• Prepare supporting cash flow, property, and accounts receivable analyses.
• Conduct detailed credit analyses and present findings to loan officers and approval authorities.
• Apply loan policy and recommend structures for lending requests.
• Track and maintain financial documentation in internal systems.
• Record minutes for weekly loan committee meetings.
• Prepare Board and lending reports.
• Participate in industry training programs.
• Support senior management with special projects as assigned.


Qualifications:

• 2+ years of credit underwriting experience preferred.
• Bachelor’s degree in Accounting, Finance, Economics, or Business (or equivalent experience).
• Strong knowledge of financial statements, ratio analysis, and cash flow.
• Proficiency in Microsoft Word and Excel.
• Strong written and verbal communication skills.
• Highly motivated, detail-oriented, and eager to learn.

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