Job Description

Senior Equipment Finance Underwriter

�� Irving, TX | Minneapolis, MN | Des Moines, IA (Onsite/Hybrid)
⏳ Contract: ~6 Months

Overview

We are seeking a Senior Equipment Finance Underwriter to support commercial lending and leasing activities within a high-performing financial services environment. This role focuses on underwriting moderately complex transactions, performing credit analysis, and supporting portfolio management across a variety of industries.

Key Responsibilities

• Underwrite and evaluate commercial loan and lease transactions within equipment finance
• Conduct detailed credit analysis and assess borrower risk
• Review financial statements and supporting documentation for underwriting decisions
• Approve transactions within delegated authority and recommend larger exposures
• Perform ongoing portfolio monitoring and periodic credit reviews
• Maintain accurate risk ratings and system data
• Partner with internal stakeholders and external clients to gather required information
• Collaborate with underwriting teams to achieve business and risk objectives

Required Qualifications

• 4+ years of Equipment Finance Underwriting experience
• Strong experience with commercial credit analysis
• Ability to underwrite and evaluate loan/lease transactions independently
• Strong analytical and decision-making skills

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or related field
• Experience underwriting transactions $1MM+
• Exposure to multiple industries (construction, transportation, manufacturing, healthcare, etc.)
• Proficiency in Excel and Microsoft Office tools

Work Environment

• Onsite/hybrid depending on location
• Collaborative, fast-paced commercial banking environment
• Exposure to a diverse portfolio across industries

Additional Notes

• Candidates must be able to work in the U.S. without sponsorship constraints
• Strong attention to detail and risk awareness are critical for success