Job Description

Job Title: Credit Analyst
Department: Consumer Finance

Reports To: Director of Credit Operations

Location: Remote or Office based (candidate dependent)

Employment Type: Full-Time (Flexible Schedule Required)

Job Summary
Our client is seeking a dedicated and detail-oriented Credit Analyst to support our dynamic sales team and valued customers. This role plays a critical part in facilitating financing solutions by evaluating credit applications and coordinating with lenders to secure favorable outcomes for our clients.

Key Responsibilities

• Review submitted credit applications and determine the most suitable lender(s) for submission.
• Aim to secure customer-acceptable approvals while the sales representative is with customer.
• Communicate lender terms and updates clearly and promptly to the sales team.
• Assist in obtaining signed loan documents and required stipulations.
• Maintain strict confidentiality of all customer and financial information.
• Log and track daily application activity with accuracy.
• Notify the Director of any changes in lender performance or support.
• Foster strong partnerships with the sales organization.
• Demonstrate sincere teamwork and collaboration.
• Work a flexible schedule, including rotating weekends.
• Additional administrative support functions as assigned to department.

Qualifications

• Experience in credit analysis, finance, or lending preferred
• Strong communication and interpersonal skills
• High attention to detail and organizational ability
• Ability to work independently and as part of a team
• Commitment to maintaining confidentiality and professionalism
• Flexibility to adapt to changing schedules and priorities
• Experience within the Home Improvement Sales or Automotive Finance spheres