Job Description

ProspectBlue seeks a Commercial Banker in Richmond and Hampton Roads, VA!

Commercial Banker

The Commercial Banker is responsible for originating, underwriting, and managing a portfolio of commercial loans while supporting portfolio growth and maintaining strong credit quality. This role focuses on sourcing new lending opportunities, analyzing financial information, structuring credit facilities, and managing risk throughout the life of each relationship.

In addition to lending, the Commercial Banker builds and deepens relationships with business clients, identifies deposit and treasury opportunities, and serves as a trusted financial advisor. Success in this role requires strong credit skills, financial acumen, business development capability, and a commitment to delivering exceptional client service.

Key Job Responsibilities:

• Identify and pursue new commercial banking opportunities within the assigned market
• Build and maintain strong relationships with business clients through proactive engagement
• Analyze financial statements, assess creditworthiness, and prepare credit proposals
• Structure commercial loan facilities, including lines of credit, term loans, and real estate loans
• Manage a high-quality loan portfolio through ongoing monitoring and risk mitigation
• Collaborate with internal partners to support cross-selling, onboarding, and client experience
• Ensure compliance with credit policy, regulatory requirements, and internal procedures

Knowledge, Skills, and Abilities Desired:

• Strong understanding of commercial lending, credit analysis, and risk management
• Ability to analyze complex financial information and provide sound recommendations
• Excellent communication, relationship management, and business development skills
• Proficiency with business banking systems and technology

Education and Experience:

• Bachelor’s degree in Business, Finance, or a related field
• Three to five years of experience in commercial or business banking preferred

Ready to Apply?

Interested candidates should send a resume and a short cover letter to jamie.shield@prospectblue.com to begin the submission process. We look forward to working with you!